Is There a Pension Crisis in the US?
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Is there a state pension crisis in the United States? The short answer is no. Despite headlines claiming that state pension funds are in trouble, […]
Content Type: Resource
California Pensions: Funded Status, Unfunded Liabilities, and Trends
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Explore the financial health of California’s public pensions. Analyze 2025 funded ratios, unfunded liabilities, and investment trends for CalPERS and CalSTRS.
Are Public Pensions Protected From Inflation?
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Public pension protection against inflation varies by state. Discover how automatic, fixed, and ad hoc COLAs impact your retirement income.
How NYC, LA, and Chicago Influence the Funded Ratio Average of Locally-Managed Pension Plans
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The majority of public pension systems in America are managed at the state level, even if the retirement benefits offered are for local workers. However, […]
State of Pensions 2022: FAQ
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State of Pensions is Equable Institute’s annual trends report on the health and performance of public pension funds. Here are some common questions and answers […]
Retirement Security Report Teacher Edition: Comprehensive Plan Scores
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The Retirement Security Report Teacher Edition analyzes the state of teacher retirement benefits in the United States. While the omnibus report highlights some of the […]
Does the Federal Government Consider a Defined Contribution Plan a Pension?
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The Social Security Administration’s definition of a “pension” benefit is a broad term that is focused more on the retirement income being received than the […]
How does the Windfall Elimination Provision work?
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The Windfall Elimination Provision, or WEP, reduces but does not eliminate some worker’s Social Security benefits. As of 2022, the maximum amount that a person […]
How Does the Government Pension Offset Work?
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Like the Windfall Elimination Provision, the Government Pension Offset reduces Social Security benefits. However, unlike the WEP, the GPO only changes Social Security “survivor benefits” […]
Who Is Most Likely to Have Their Social Security Benefits Reduced by the Windfall Elimination Provision?
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The largest group affected by the Windfall Elimination Provision, or WEP, is state and local government employees who earn pensions from agencies that do not […]