Where Are State & Local Workers Allowed to Join Social Security?
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Millions of state and local workers don’t participate in Social Security. Learn the history and see which states opted out.
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Where Are Public Safety Employees Covered by Social Security?
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Over one million public safety workers don’t participate in Social Security. Learn the history and see which states opted out.
Where Are Teachers Allowed to Join Social Security?
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Millions of teachers don’t participate in Social Security. Learn the history and see which states opted out.
Public Pension COLA Rates
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Learn how public pension plans protect against inflation, what limits there are, and who can authorize COLAs.
Retirement Security Report: Retirement Plan Ranking
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Discover how public retirement plans rank nationwide. Evaluate how well each retirement plan serves teachers and state workers.
What is a 403(b) Plan for Teachers?
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Master your 403(b) retirement plan with our 2026 guide. Discover contribution limits, tax benefits, and pros and cons to secure your future.
Why COLAs Matter for Retirement Security
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Discover how inflation impacts retirement income and why cost-of-living adjustments (COLAs) are essential for long-term pension security.
Why Funded Status Matters
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Why does pension funded status matter? Explore how funded ratios impact public debt, state budgets, and retirement security.
The Best U.S. States for New Teacher Retirement Benefits
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Which states offer the best retirement security for teachers? Discover the top-ranked states for 2025 based on Equable data.
What is a Defined Benefit Plan?
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Defined benefit plans are a common way to provide retirement income. The most typical defined benefit plan is based on final average salary, and is […]