Is There a Pension Crisis in the US?
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Is there a state pension crisis in the United States? The short answer is no. Despite headlines claiming that state pension funds are in trouble, […]
Audience: Public Workers
Teacher Pensions in 2022
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Teacher retirement systems in 2022 are Fragile. There are 63 retirement systems offering benefits to teachers, K–12 school educators, and other public school employees. These […]
California Pensions: Funded Status, Unfunded Liabilities, and Trends
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Explore the financial health of California’s public pensions. Analyze 2025 funded ratios, unfunded liabilities, and investment trends for CalPERS and CalSTRS.
Are Public Pensions Protected From Inflation?
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Public pension protection against inflation varies by state. Discover how automatic, fixed, and ad hoc COLAs impact your retirement income.
State of Pensions 2022: National Pension Funding Trends
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In the first half of 2022, U.S. public pension funds have weathered a bear market, geopolitical conflict, and record inflation. Despite these difficult economic headwinds, […]
State of Pensions 2022
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Negative financial returns expose how vulnerable state and local plans are to market volatility.
Introducing the Retirement Security Report Teacher Edition
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On June 28th, Equable Institute issued the Retirement Security Report Teacher Edition (2022). The report builds on The Retirement Security Report (RSR) initiative launched last […]
Retirement Security Report Teacher Edition: Comprehensive Plan Scores
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The Retirement Security Report Teacher Edition analyzes the state of teacher retirement benefits in the United States. While the omnibus report highlights some of the […]
Does the Federal Government Consider a Defined Contribution Plan a Pension?
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The Social Security Administration’s definition of a “pension” benefit is a broad term that is focused more on the retirement income being received than the […]
How does the Windfall Elimination Provision work?
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The Windfall Elimination Provision, or WEP, reduces but does not eliminate some worker’s Social Security benefits. As of 2022, the maximum amount that a person […]